• Cheaper than worrying

    When you decide to buy a property, one of the first things you’ll be asked for is the name of your solicitor. This of course is the point at which you start to realise that you are about to incur expense which may not be recoverable if anything should go wrong. The way the law works now means that either of the parties to the agreement to buy and sell can pull out at any point prior to the actual exchange of contracts, potentially leaving the other person involved with wasted expenses which could amount to a significant sum.

    At MM Mortgages, we try to put forward as complete a service as possible for our clients and we can offer the opportunity to use solicitors from a nationwide panel of firms who provide conveyancing services. That selection alone can often provide clients with worthwhile savings. In addition, however, if you decide to buy a property using the legal services of a member of our special panel,  you will be offered the opportunity to protect yourself against legal costs charged upfront (fees, disbursements, searches, lenders valuation fee etc.) simply by making a payment of £49 (inclusive of VAT). If the sale falls through and you are not at fault then you will be reimbursed for the costs you have incurred.
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  • Keeping it in the Family

    There was a news story today concerning an investigation into the way in which banks conduct will -writing business and the fees charged.

    There has been a lot of publicity recently around wills generally, with a television series showing some of the most difficult situations imaginable. The reality is however that the vast majority of people have fairly straightforward financial affairs and the process of obtaining a will is basically very straightforward. However, unless you have absolutely nothing to pass on, you do need to ensure that you have a valid will in existence for the day the worst happens. Otherwise, how can you be sure who will look after your children or even your pets when you are no longer able to? Slightly depressing topic of course but it’s better to rest easy knowing these things have been arranged in advance.
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