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  • Fixed rates with no early repayment charges

    OptionsA fairly recent new development is the introduction of fixed rate mortgage deals that don’t tie you in for the length of the fixed rate (or longer).

    This means that borrowers can have the certainty of a fixed rate, knowing exactly how much their mortgage payments will be each month for a known period and have the option to sell or remortgage the property at any time without penalty.
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  • Buying a property with no (little) money

    house of moneyBefore we get to the real meat of this article here’s a little brain-teaser that I used to pose to people at property investment seminars:

    Q: If you buy a property without investing any money into it and then sell it for a profit, what is your return on investment?

    Hint: The amount of profit is irrelevant

    I’ll put the answer at the end of this post.
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