• Wants and needs

    What people want and what they need aren’t always the same. In fact they’re often quite different.

    Most of the things you buy are probably because you need them; food, fuel (for the car or heating the home), electricity, clothing, shelter, etc.

    They’re generally quite dull things, unless you have a penchant for clothes (especially shoes!) as does my significant other, or if you love baking, again like my significant other!
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  • Have you considered ASU?

    Accident, Sickness and Unemployment (or redundancy) insurance pays your mortgage or rent and other bills when you are unable to for one of those 3 reasons.

    This type of insurance could cost less than you might think, but regardless of the premium, the real cost is not having it when you need it.
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