rates
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  • Lowest fixed mortgage rates for decades

    The below is an article taken from MyIntroducer.com and is not a recommendation or endorsement of any particular type of mortgage. Contact us using the links and details on the right for a personalised illustration.

    New research reveals standard variable rate mortgage is still the preferred option with 37pc of homeowners, rising from 35pc from January 2011, report Unbiased.co.uk.

    With the Bank of England base rate remaining at 0.5pc for a record 31 months now, tracking data from unbiased.co.uk reveals the continuation of the ‘interest rate-spoilt’ generation means homeowners may be missing out on the lowest fixed rate deals on the market in decades.
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  • The customer is always right

    There are countless cliches and adages regarding how businesses should treat their customers; “Look after your customers because if you don’t someone else will” and “A good relationship can take years to build but seconds to destroy” are a couple that spring to mind.

    In any competitive industry (which most are) despite our best endeavours we will lose customers from time to time. And that’s using our best endeavours. So what might happen to your business should you not use your best endeavours?
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  • Email marketing: Receive to receive

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    One of many advantages email marketing has over other forms of advertising is that it is so insightful.

    You can get accurate results on how many people your email marketing campaign has been delivered to, how many of them opened the email, how many clicked on a link in the email, and so on…

    You can also find out how many people have unsubscribed from your mailing list, furthermore you can find out exactly who has chosen to unsubscribe. Why is this important?
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  • Interest rates to rise?

    Many lenders withdrew and re-priced some of their fixed rate products recently, perhaps in anticipation of a sooner-rather-than-later rise in interest rates.

    The Bank of England base rate has been held at the historic low of 0.5% for the 22nd consecutive month which continues to provide welcome respite for borrowers whilst the economy maintains its slow recovery from the deepest recession since World War II.

    However, it’s not just the voices of angry savers trying to force the collective arms of the Bank of Englands Monetary Policy Committee (MPC) but the consistently well-above-target (2%) rate of inflation, which latest figures put at 3.7%. This is before the effects of the recent hike in VAT to 20% make it through to the inflation figures in months ahead.
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