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  • Lowest fixed mortgage rates for decades

    The below is an article taken from MyIntroducer.com and is not a recommendation or endorsement of any particular type of mortgage. Contact us using the links and details on the right for a personalised illustration.

    New research reveals standard variable rate mortgage is still the preferred option with 37pc of homeowners, rising from 35pc from January 2011, report Unbiased.co.uk.

    With the Bank of England base rate remaining at 0.5pc for a record 31 months now, tracking data from unbiased.co.uk reveals the continuation of the ‘interest rate-spoilt’ generation means homeowners may be missing out on the lowest fixed rate deals on the market in decades.
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  • Wants and needs

    What people want and what they need aren’t always the same. In fact they’re often quite different.

    Most of the things you buy are probably because you need them; food, fuel (for the car or heating the home), electricity, clothing, shelter, etc.

    They’re generally quite dull things, unless you have a penchant for clothes (especially shoes!) as does my significant other, or if you love baking, again like my significant other!
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  • Capital raising

    Capital raising

    Raising capital against your home

    Ok so you want to raise some capital [money] by releasing some of the money stored in your home as equity.

    If anything about that opening statement has confused you then you probably shouldn’t be raising capital against your home!
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  • Fixed rates with no early repayment charges

    OptionsA fairly recent new development is the introduction of fixed rate mortgage deals that don’t tie you in for the length of the fixed rate (or longer).

    This means that borrowers can have the certainty of a fixed rate, knowing exactly how much their mortgage payments will be each month for a known period and have the option to sell or remortgage the property at any time without penalty.
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  • Debt consolidation

    debt consolidation

    Drowning in debt?

    First of all; what is debt consolidation and why do people do it?

    To consolidate means; to bring together or to group

    So the idea of debt consolidation is to gather all your individual pieces of debt e.g. overdrafts, credit cards, car finance, hire purchase, catalogue accounts, etc. and replace them all with one loan.
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