mortgages
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  • Buy-to-let celebrates 15th anniversary

    Use the information and links on the right to get in touch with us for a personalised illustration or for any property investment finance information.

    The Paragon Group of Companies has praised the positive contribution buy-to-let has made to the UK housing market as the sector celebrates its fifteenth anniversary this month.

    Buy-to-let was officially launched by the Association of Residential Letting Agents on 24 September 1996 at the RAC Club, Pall Mall. The launch was an industry-wide initiative and included several founder lenders, including Paragon Mortgages and Mortgage Trust, and industry bodies, including the Council of Mortgage Lenders.
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  • Lowest fixed mortgage rates for decades

    The below is an article taken from MyIntroducer.com and is not a recommendation or endorsement of any particular type of mortgage. Contact us using the links and details on the right for a personalised illustration.

    New research reveals standard variable rate mortgage is still the preferred option with 37pc of homeowners, rising from 35pc from January 2011, report Unbiased.co.uk.

    With the Bank of England base rate remaining at 0.5pc for a record 31 months now, tracking data from unbiased.co.uk reveals the continuation of the ‘interest rate-spoilt’ generation means homeowners may be missing out on the lowest fixed rate deals on the market in decades.
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  • Capital raising

    Capital raising

    Raising capital against your home

    Ok so you want to raise some capital [money] by releasing some of the money stored in your home as equity.

    If anything about that opening statement has confused you then you probably shouldn’t be raising capital against your home!
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  • The problem with comparison sites

    Price comparison

    The price is right... Isn't it?

    We now live in a world where we have access to vast amounts of information, more than at any time ever before.

    And it is often said that, ‘Knowledge is Power’, true. Well at least it is potential power, knowledge needs to be used/acted upon for that power to be realised. I digress.

    What is not often said about that power is that it is not always good. How do you know the knowledge you have gained or been given is; true, accurate or complete? How do you know if the entity providing that information has their own agenda? Why are they providing you with this information?
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  • The customer is always right

    There are countless cliches and adages regarding how businesses should treat their customers; “Look after your customers because if you don’t someone else will” and “A good relationship can take years to build but seconds to destroy” are a couple that spring to mind.

    In any competitive industry (which most are) despite our best endeavours we will lose customers from time to time. And that’s using our best endeavours. So what might happen to your business should you not use your best endeavours?
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