mortgage
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  • Buy-to-let celebrates 15th anniversary

    Use the information and links on the right to get in touch with us for a personalised illustration or for any property investment finance information.

    The Paragon Group of Companies has praised the positive contribution buy-to-let has made to the UK housing market as the sector celebrates its fifteenth anniversary this month.

    Buy-to-let was officially launched by the Association of Residential Letting Agents on 24 September 1996 at the RAC Club, Pall Mall. The launch was an industry-wide initiative and included several founder lenders, including Paragon Mortgages and Mortgage Trust, and industry bodies, including the Council of Mortgage Lenders.
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  • Lowest fixed mortgage rates for decades

    The below is an article taken from MyIntroducer.com and is not a recommendation or endorsement of any particular type of mortgage. Contact us using the links and details on the right for a personalised illustration.

    New research reveals standard variable rate mortgage is still the preferred option with 37pc of homeowners, rising from 35pc from January 2011, report Unbiased.co.uk.

    With the Bank of England base rate remaining at 0.5pc for a record 31 months now, tracking data from unbiased.co.uk reveals the continuation of the ‘interest rate-spoilt’ generation means homeowners may be missing out on the lowest fixed rate deals on the market in decades.
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  • Capital raising

    Capital raising

    Raising capital against your home

    Ok so you want to raise some capital [money] by releasing some of the money stored in your home as equity.

    If anything about that opening statement has confused you then you probably shouldn’t be raising capital against your home!
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  • Fixed rates with no early repayment charges

    OptionsA fairly recent new development is the introduction of fixed rate mortgage deals that don’t tie you in for the length of the fixed rate (or longer).

    This means that borrowers can have the certainty of a fixed rate, knowing exactly how much their mortgage payments will be each month for a known period and have the option to sell or remortgage the property at any time without penalty.
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  • Buying a property with no (little) money

    house of moneyBefore we get to the real meat of this article here’s a little brain-teaser that I used to pose to people at property investment seminars:

    Q: If you buy a property without investing any money into it and then sell it for a profit, what is your return on investment?

    Hint: The amount of profit is irrelevant

    I’ll put the answer at the end of this post.
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