investment
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  • Buy-to-let celebrates 15th anniversary

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    The Paragon Group of Companies has praised the positive contribution buy-to-let has made to the UK housing market as the sector celebrates its fifteenth anniversary this month.

    Buy-to-let was officially launched by the Association of Residential Letting Agents on 24 September 1996 at the RAC Club, Pall Mall. The launch was an industry-wide initiative and included several founder lenders, including Paragon Mortgages and Mortgage Trust, and industry bodies, including the Council of Mortgage Lenders.
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  • Fixed rates with no early repayment charges

    OptionsA fairly recent new development is the introduction of fixed rate mortgage deals that don’t tie you in for the length of the fixed rate (or longer).

    This means that borrowers can have the certainty of a fixed rate, knowing exactly how much their mortgage payments will be each month for a known period and have the option to sell or remortgage the property at any time without penalty.
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  • Buying a property with no (little) money

    house of moneyBefore we get to the real meat of this article here’s a little brain-teaser that I used to pose to people at property investment seminars:

    Q: If you buy a property without investing any money into it and then sell it for a profit, what is your return on investment?

    Hint: The amount of profit is irrelevant

    I’ll put the answer at the end of this post.
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