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  • Lowest fixed mortgage rates for decades

    The below is an article taken from MyIntroducer.com and is not a recommendation or endorsement of any particular type of mortgage. Contact us using the links and details on the right for a personalised illustration.

    New research reveals standard variable rate mortgage is still the preferred option with 37pc of homeowners, rising from 35pc from January 2011, report Unbiased.co.uk.

    With the Bank of England base rate remaining at 0.5pc for a record 31 months now, tracking data from unbiased.co.uk reveals the continuation of the ‘interest rate-spoilt’ generation means homeowners may be missing out on the lowest fixed rate deals on the market in decades.
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  • Fixed rates with no early repayment charges

    OptionsA fairly recent new development is the introduction of fixed rate mortgage deals that don’t tie you in for the length of the fixed rate (or longer).

    This means that borrowers can have the certainty of a fixed rate, knowing exactly how much their mortgage payments will be each month for a known period and have the option to sell or remortgage the property at any time without penalty.
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  • Debt consolidation

    debt consolidation

    Drowning in debt?

    First of all; what is debt consolidation and why do people do it?

    To consolidate means; to bring together or to group

    So the idea of debt consolidation is to gather all your individual pieces of debt e.g. overdrafts, credit cards, car finance, hire purchase, catalogue accounts, etc. and replace them all with one loan.
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  • The problem with comparison sites

    Price comparison

    The price is right... Isn't it?

    We now live in a world where we have access to vast amounts of information, more than at any time ever before.

    And it is often said that, ‘Knowledge is Power’, true. Well at least it is potential power, knowledge needs to be used/acted upon for that power to be realised. I digress.

    What is not often said about that power is that it is not always good. How do you know the knowledge you have gained or been given is; true, accurate or complete? How do you know if the entity providing that information has their own agenda? Why are they providing you with this information?
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  • When is paying less actually paying more?

    Dream First Home

    The title may sound impossible, but as we often find, it can be all too true.

    When searching for a mortgage deal there are many variables to consider. During the course of what us brokers call ‘fact-finding’ we ask questions to narrow down the thousands of possibilities. The more information we gather, the more accurate the results and the more likely our customers are to be accepted first time with their chosen lender.

    To coin a phrase; it’s like painting pictures with words.
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