funeral costs

  • The Risk Factor



    Why do you buy insurance? Is your primary reason the fact that it’s the “done thing” or do you do it for peace of mind? Is your main motivation inspired by a statutory or contractual legal requirement or are you seeking to protect your assets?

    In theory, we all buy insurance to safeguard ourselves against loss of our own property, lifestyle or the risk of a claim being made against us by someone else but some will only buy if compelled to do so. Others won’t have thought through the choices involved in personal protection and will just buy what they’ve always bought or someone once told them to buy.
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